Preliminary study of the comparative profile of financial control in university young people
Estudio preliminar del perfil comparativo del control financiero en jóvenes universitarios
| 2017 | |
|
economics psychology locus of control personal finance youths psychological assessment psicología económica locus de control finanzas personales jóvenes evaluación psicológica |
|
| Español | |
| Universidad Católica del Uruguay | |
| LIBERI | |
|
https://revistas.ucu.edu.uy/index.php/cienciaspsicologicas/article/view/1491
https://hdl.handle.net/10895/3004 |
|
| Acceso abierto |
| _version_ | 1815178697480601600 |
|---|---|
| author | Palacios, Jorge |
| author2 | Soler, Leonardo |
| author2_role | author |
| author_facet | Palacios, Jorge Soler, Leonardo |
| author_role | author |
| collection | LIBERI |
| dc.creator.none.fl_str_mv | Palacios, Jorge Soler, Leonardo |
| dc.date.accessioned.none.fl_str_mv | 2023-08-31T18:53:31Z |
| dc.date.available.none.fl_str_mv | 2023-08-31T18:53:31Z |
| dc.date.none.fl_str_mv | 2017-11-10 |
| dc.description.en-US.fl_txt_mv | The objective of the present research was to obtain evidences of validity and reliability of the scale of locus of financial control, obtaining differences in structural variables. The study involved 300 university students, 110 men and 190 women, between 18 and 59 years old (M = 21.74; SD = 6.7) from the Metropolitan Zone of Mexico City. The locus of control was assessed with items that reflect that obtaining money is contingent on its actions. The results show the psychometric properties of an instrument that incorporates three factors related to the locus of control: internal, affective and external. Additionally, the findings suggest that university students have a higher level of internal and affiliative financial locus of control, differentiated by sex, type of career and level of work efficiency. The discussion analyzes the utility of the results within the Mexican socioculture, that having money is attributed to affective causes, external sources, as well as the decision to own money, which has implications when seeking new income and the contingencies to have it. |
| dc.description.es-ES.fl_txt_mv | El objetivo de la presente investigación fue obtener evidencias de validez y confiabilidad de la escala de locus de control financiero, además de analizar diferencias en variables estructurales. Participaron en el estudio 300 universitarios, 110 hombres y 190 mujeres, entre 18 y 59 años de edad con una media de 21.74 (DE = 6.7) de la Zona Metropolitana de la Ciudad de México. El locus de control se evaluó con ítems que reflejan que obtener dinero es contingente con sus acciones. Los resultados muestran las propiedades psicométrica de un instrumento que incorpora tres factores referentes al locus de control: interno, afectivo y externo. Además los hallazgos sugieren que los universitarios tienen un alto locus de control financiero interno y afiliativo, diferenciado por sexo, tipo de carrera y nivel de eficiencia laboral. La discusión analiza la utilidad de los resultados dentro de la sociocultura mexicana, es decir, que lograr tener dinero es atribuido a causas afectivas, fuentes externas, así como por la decisión propia de tener dinero, lo que tiene implicaciones al momento de buscar nuevos ingresos y las contingencias para tenerlo. |
| dc.format.none.fl_str_mv | application/pdf application/pdf |
| dc.identifier.none.fl_str_mv | https://revistas.ucu.edu.uy/index.php/cienciaspsicologicas/article/view/1491 10.22235/cp.v11i2.1491 |
| dc.identifier.uri.none.fl_str_mv | https://hdl.handle.net/10895/3004 |
| dc.language.iso.none.fl_str_mv | spa eng |
| dc.publisher.es-ES.fl_str_mv | Universidad Católica del Uruguay |
| dc.relation.none.fl_str_mv | https://revistas.ucu.edu.uy/index.php/cienciaspsicologicas/article/view/1491/1445 https://revistas.ucu.edu.uy/index.php/cienciaspsicologicas/article/view/1491/1446 |
| dc.rights.es-ES.fl_str_mv | Derechos de autor 2017 Universidad Católica del Uruguay |
| dc.rights.none.fl_str_mv | info:eu-repo/semantics/openAccess |
| dc.source.en-US.fl_str_mv | Ciencias Psicológicas; 2017, Volumen 11 (2); 201-212 |
| dc.source.es-ES.fl_str_mv | Ciencias Psicológicas; 2017, Volumen 11 (2); 201-212 |
| dc.source.none.fl_str_mv | 1688-4221 10.22235/cp.v11i2 reponame:LIBERI instname:Universidad Católica del Uruguay instacron:Universidad Católica del Uruguay |
| dc.source.pt-PT.fl_str_mv | Ciencias Psicológicas; 2017, Volumen 11 (2); 201-212 |
| dc.subject.en-US.fl_str_mv | economics psychology locus of control personal finance youths psychological assessment |
| dc.subject.es-ES.fl_str_mv | psicología económica locus de control finanzas personales jóvenes evaluación psicológica |
| dc.title.none.fl_str_mv | Preliminary study of the comparative profile of financial control in university young people Estudio preliminar del perfil comparativo del control financiero en jóvenes universitarios |
| dc.type.none.fl_str_mv | info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion |
| dc.type.version.none.fl_str_mv | info:eu-repo/semantics/publishedVersion |
| description | The objective of the present research was to obtain evidences of validity and reliability of the scale of locus of financial control, obtaining differences in structural variables. The study involved 300 university students, 110 men and 190 women, between 18 and 59 years old (M = 21.74; SD = 6.7) from the Metropolitan Zone of Mexico City. The locus of control was assessed with items that reflect that obtaining money is contingent on its actions. The results show the psychometric properties of an instrument that incorporates three factors related to the locus of control: internal, affective and external. Additionally, the findings suggest that university students have a higher level of internal and affiliative financial locus of control, differentiated by sex, type of career and level of work efficiency. The discussion analyzes the utility of the results within the Mexican socioculture, that having money is attributed to affective causes, external sources, as well as the decision to own money, which has implications when seeking new income and the contingencies to have it. |
| eu_rights_str_mv | openAccess |
| format | article |
| id | LIBERI_bc0cccd12c1d36f024460b88e9702d81 |
| identifier_str_mv | 10.22235/cp.v11i2.1491 |
| instacron_str | Universidad Católica del Uruguay |
| institution | Universidad Católica del Uruguay |
| instname_str | Universidad Católica del Uruguay |
| language | spa eng |
| network_acronym_str | LIBERI |
| network_name_str | LIBERI |
| oai_identifier_str | oai:liberi.ucu.edu.uy:10895/3004 |
| publishDate | 2017 |
| reponame_str | LIBERI |
| repository.mail.fl_str_mv | franco.pertusso@ucu.edu.uy |
| repository.name.fl_str_mv | LIBERI - Universidad Católica del Uruguay |
| repository_id_str | 10342 |
| rights_invalid_str_mv | Derechos de autor 2017 Universidad Católica del Uruguay |
| spelling | Palacios, JorgeSoler, Leonardo2017-11-102023-08-31T18:53:31Z2023-08-31T18:53:31Zhttps://revistas.ucu.edu.uy/index.php/cienciaspsicologicas/article/view/149110.22235/cp.v11i2.1491https://hdl.handle.net/10895/3004The objective of the present research was to obtain evidences of validity and reliability of the scale of locus of financial control, obtaining differences in structural variables. The study involved 300 university students, 110 men and 190 women, between 18 and 59 years old (M = 21.74; SD = 6.7) from the Metropolitan Zone of Mexico City. The locus of control was assessed with items that reflect that obtaining money is contingent on its actions. The results show the psychometric properties of an instrument that incorporates three factors related to the locus of control: internal, affective and external. Additionally, the findings suggest that university students have a higher level of internal and affiliative financial locus of control, differentiated by sex, type of career and level of work efficiency. The discussion analyzes the utility of the results within the Mexican socioculture, that having money is attributed to affective causes, external sources, as well as the decision to own money, which has implications when seeking new income and the contingencies to have it. El objetivo de la presente investigación fue obtener evidencias de validez y confiabilidad de la escala de locus de control financiero, además de analizar diferencias en variables estructurales. Participaron en el estudio 300 universitarios, 110 hombres y 190 mujeres, entre 18 y 59 años de edad con una media de 21.74 (DE = 6.7) de la Zona Metropolitana de la Ciudad de México. El locus de control se evaluó con ítems que reflejan que obtener dinero es contingente con sus acciones. Los resultados muestran las propiedades psicométrica de un instrumento que incorpora tres factores referentes al locus de control: interno, afectivo y externo. Además los hallazgos sugieren que los universitarios tienen un alto locus de control financiero interno y afiliativo, diferenciado por sexo, tipo de carrera y nivel de eficiencia laboral. La discusión analiza la utilidad de los resultados dentro de la sociocultura mexicana, es decir, que lograr tener dinero es atribuido a causas afectivas, fuentes externas, así como por la decisión propia de tener dinero, lo que tiene implicaciones al momento de buscar nuevos ingresos y las contingencias para tenerlo. application/pdfapplication/pdfspaengUniversidad Católica del Uruguayhttps://revistas.ucu.edu.uy/index.php/cienciaspsicologicas/article/view/1491/1445https://revistas.ucu.edu.uy/index.php/cienciaspsicologicas/article/view/1491/1446Derechos de autor 2017 Universidad Católica del Uruguayinfo:eu-repo/semantics/openAccessCiencias Psicológicas; 2017, Volumen 11 (2); 201-212Ciencias Psicológicas; 2017, Volumen 11 (2); 201-212Ciencias Psicológicas; 2017, Volumen 11 (2); 201-2121688-422110.22235/cp.v11i2reponame:LIBERIinstname:Universidad Católica del Uruguayinstacron:Universidad Católica del Uruguayeconomics psychologylocus of controlpersonal financeyouthspsychological assessmentpsicología económicalocus de controlfinanzas personalesjóvenesevaluación psicológicaPreliminary study of the comparative profile of financial control in university young peopleEstudio preliminar del perfil comparativo del control financiero en jóvenes universitariosinfo:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/publishedVersion10895/30042023-08-31 15:53:31.348oai:liberi.ucu.edu.uy:10895/3004Universidadhttps://www.ucu.edu.uy/https://liberi.ucu.edu.uy/oai/requestfranco.pertusso@ucu.edu.uyUruguayopendoar:103422023-08-31T18:53:31LIBERI - Universidad Católica del Uruguayfalse |
| spellingShingle | Preliminary study of the comparative profile of financial control in university young people Palacios, Jorge economics psychology locus of control personal finance youths psychological assessment psicología económica locus de control finanzas personales jóvenes evaluación psicológica |
| status_str | publishedVersion |
| title | Preliminary study of the comparative profile of financial control in university young people |
| title_full | Preliminary study of the comparative profile of financial control in university young people |
| title_fullStr | Preliminary study of the comparative profile of financial control in university young people |
| title_full_unstemmed | Preliminary study of the comparative profile of financial control in university young people |
| title_short | Preliminary study of the comparative profile of financial control in university young people |
| title_sort | Preliminary study of the comparative profile of financial control in university young people |
| topic | economics psychology locus of control personal finance youths psychological assessment psicología económica locus de control finanzas personales jóvenes evaluación psicológica |
| url | https://revistas.ucu.edu.uy/index.php/cienciaspsicologicas/article/view/1491 https://hdl.handle.net/10895/3004 |
